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Achieving Payoffs from an Industry Cloud Ecosystem at BankID

Ben Eaton, Hanne Kristine Hallingby, Per-Jonny Nesse, Ole Hanseth

Abstract


BankID is an industry cloud owned by Norwegian banks. It provides electronic identity, authentication and electronic signing capabilities for banking, merchant and government services. More than 60% of the population uses BankID services. As the broader ecosystem around BankID evolved, challenges—arising from tensions between different parts of the ecosystem—had to be resolved. The four lessons learned from the BankID case will help others to build an industry cloud and establish a healthy ecosystem to service a broad user base.

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ISSN 1540-1960